Product · capability by outcome
A financial space that shows what it knows.
FinCtrl starts with the sources you choose, keeps their evidence close, and labels unfinished work plainly. The useful product does not depend on an advisor being available.
Five jobs, one source of truth
See, understand, plan, bring evidence, and ask.
See
AvailableWhere do I stand?
See what is connected—and whether it is current.
Start with a private financial space, connect one supported source at a time, and see whether its data is current.
- Connect a supported bank only after you choose it.
- See whether each account is ready, loading, or needs attention.
- Keep source and freshness information beside the connection.
Limit: Cross-currency totals are omitted when an exact conversion is unavailable; planning classifications remain future work.
Claim details
- Owner
- FinCtrl product and engineering
- Verified
- 30 August 2026
- Source
- Canonical current-position briefing
Understand
BetaWhat changed?
Understand a change without losing its source.
Review compact, filterable account activity while the ledger preserves its source records and revision history.
- Preserve the original source evidence behind imported activity.
- Keep corrections and matching decisions as reviewable history.
- Separate provider facts from later interpretation.
Limit: Canonical activity review is available; per-change explanations and revision inspection remain future work.
Claim details
- Owner
- FinCtrl product and engineering
- Verified
- 30 August 2026
- Source
- Canonical activity review
Plan
PlannedWhat comes next?
Plan from financial truth, not a decorative forecast.
Planning will build on verified balances and activity instead of asking you to maintain a second version of your finances.
- Recognize recurring income, bills, and commitments.
- Explore cash-flow and safe-to-spend scenarios.
- Turn a goal into a visible contribution plan.
Limit: Forecasts, goals, budgets, and debt scenarios remain roadmap work.
Claim details
- Owner
- FinCtrl product and engineering
- Verified
- 30 August 2026
- Source
- Forecasting and safe-to-spend roadmap issue
Bring evidence
BetaCan I bring records without a bank connection?
Bring evidence on your terms.
Supported statement files are the first route for people who cannot—or prefer not to—connect a bank.
- Preview supported CAMT.053 statement entries before import.
- Keep file evidence distinct from synchronized records.
- Remove only the evidence owned by a rolled-back import.
Limit: The authenticated beta accepts CAMT.053 statements only and does not retain raw XML after validation.
Claim details
- Owner
- FinCtrl product and engineering
- Verified
- 30 August 2026
- Source
- CAMT.053 import experience
Ask
PlannedCan I ask a question and inspect the answer?
Ask later—without giving an advisor control.
The advisor is intended to explain and explore trusted information; the core product remains useful without it.
- Ask through deterministic financial tools and approved data scopes.
- Trace an answer back to the records that support it.
- Keep suggestions separate from confirmed financial facts.
Limit: The evidence-backed advisor experience is planned and cannot take financial actions.
Claim details
- Owner
- FinCtrl product and engineering
- Verified
- 30 August 2026
- Source
- Evidence-backed advisor roadmap issue
Start with the product that exists today.
Open a space first. Connecting a money source remains a separate choice with its own explanation.